Install the Cred Application from here Cred App Link
What is Cred?
Cred is an application that supports for both android & iOS. This application will be used for paying credit card bills. Generally, credit card users pay their bills through respective bank websites or any other sources like Paytm, Phonepe, etc.
Who will Eligible?
Cred is not for all users its specially for users who are using credit cards with good cibil scores. So, in order to check the eligibility, after installing the application (Install here), firstly enter your name and mobile number. After that, cred will check your details with credit bureau like Experian, cibil and if your credit score is above 750 you will be eligible for using the cred application.
How to use Cred App
As already told first install cred app from play store then open the app and enter your name & mobile number. After that, wait for some time Cred will check your credit score online and after confirming you are eligible, you’ll enter in to the application. Now, add your first credit card in to the Cred. Just enter the credit card number & name after that, Cred will credit Rs. 1 to your credit card to complete verification. Also, the credit score you got will be credited as welcome cred credit points.
Cred App features, Overview
Guys this is the cred app home page interface, here at the bottom it has 3 tabs options the first one is home section, its like a dashboard it shows all pending card dues, rewards, etc. Then this is cards section, here you can manage and add all your credit cards. Also, you can pay the credit card dues right from here. And at last lifestyle tab here you’ll see all the deals, offer and rewards and its details.
How secure is Cred!
Finally, in terms of security & privacy, there is no more issues in the Cred app. However, it has PCI DSS v3.2.1 certified company which means it implemented applicable industry-standard security controls governed by the PCI council that protects customer’s card data in a highly secured manner.
Also, I have personally used the Cred app for more than 6-months and during this period I have paid all my credit card dues via Cred App. However, the payments made for each card will be credited to your credit card within 48-hours of payment. Similarly, payment can be made through UPI, net banking and debit cards. Also, it has its own Cred UPI payment method. Therefore, paying your credit card bills through cred app is hassle-free and major secure.
Subsequently, the Cred app is an best option for credit users for paying credit card bills at timely with the help of remainders and notification via WhatsApp message. Similarly, payments are securely credited into your credit card account safely and most trustable. However, Cred is an first ever app that offers premium deals, cashbacks, and giftcards for just paying our credit card bills. In my insights and based on my personel usage I strongly recommend each credit card user to start using this application.